What exposures do you need to insure?
Click on the buttons below to learn about our coverage options.
OR... Unsure what exposures you have?
Click here to determine your insurance needs.
Endorsed by State Associations
Do you have employees or use contractors?
Click here for a worksheet to determine if your workers are employees or independent contractors.
The difference between the two should be used for tax purposes only; worker's compensation coverage
is necessary whether or not your workers are independent contractors.
DISCLAIMER: The description herein is a summary indication only. It does not include all terms, conditions and exclusions of the policies described.
Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions.
Issuance of coverage is subject to underwriting. * In order to qualify for premium credits you must be a member you local state
association and occupational with registration laws. |
